Disclaimer: I understand and agree that I am being charged for entry to Group Dental Refresh which has been requested and received as of the date I am paying or agree to payment terms. I understand and agree that all charges for Group Dental Refresh and payments that I have made and payments that I have agreed to make are non-refundable and non-reversible for any and all reasons. I understand and agree that any attempt to reverse these charges, not fully pay these charges, dispute these charges, through financial and/or legal and/or any other means may and will incur additional costs. And I understand and agree that I am fully responsible for the original charge and for any and all of those additional costs incurred. I understand and agree that a surcharge of 3.5% will be applied to the total course fee when using a Credit Card for payment.